From June 1 to September 30, 2020, the maximum fee for agreements on the acceptance of electronic payment facilities for money transfers using payment cards when paying for medical services shall be 1%.
 

The Law on OSAGO has been amended to improve the existing OSAGO tariff system, including customisation of the insurance rate for each policyholder and the history of each driver’s driving
 

Citizens will be able to receive deposit insurance payments where funds are generated from the sale of housing or land, inheritance, grants in the form of subsidies, in an increased amount, but not more than 10 million roubles. This also applies to funds received by court decision in respect of compensation for damage caused to the life, health or private property, social payments, benefits or compensation.
Insurance coverage is also extended to the funds of small enterprises, condominium associations, consumer cooperatives, Cossack societies, communities of indigenous peoples of Russia, religious organisations, charitable foundations, non-governmental organisations that are community service providers (except for non-governmental organisations that are foreign agents). The amount of compensation for such accounts will not exceed 1,400,000 roubles.

The starting date for exams in 2020 is announced - it shall be June 29, 2020.
The Uniform State Examination shall be taken only by those students that are going to enter universities this year. Moreover, all graduates will be certified on the basis of current, existing grades, and then they will receive their certificates.
It will be possible to submit documents on the results of the exam to several universities at once, and without personal visiting. Enrollment will take place in August.
For graduates of schools military service will be postponed.
Additional budget places shall be allocated so that at least 60% of graduates may apply for free tuition at universities.
 

Seat belt adapters (“guide straps”) are no longer considered as child restraints. They shall not be released as child restraints. The traffic police will not consider their use as compliance with the requirements for transportation of children.
This is due to a change in regulation by the United Nations, since adapters do not provide adequate protection for children in case of an accident.
 

When phasing out quarantine restrictions, regions must consider:
- infection rate (average number of people infected by one patient before isolation);
- availability of free beds for the treatment of patients with COVID-19;
- testing rate per 100 thousand population.
As additional criteria, the mortality rate from COVID-19 can be used, registered weekly incidence of community-acquired pneumonia and proportion of persons immune to coronavirus.
There are three steps to remove restrictions. For each stage, the values of the criteria and the set of measures are determined.
 

The Central Bank identified and recognized as unacceptable the following shortcomings in the work of banks and microfinance organisations when providing borrowers with credit holidays:
- instead of repayment holiday, borrowers are offered their own, less profitable, restructuring programmes;
- information on various restructuring opportunities is not posted on the financial institution’s website or it is difficult to find required information there;
- refusal to accept repayment holiday applications remotely.

The new Regulations takes into account legislative amendments that entered into force on January 1, 2020 and are aimed at optimising the procedure for issuing securities.
In particular, the new Regulations provide for the procedure for submitting documents for state registration of the issue of securities in electronic form, simplify the procedure for summing up the placement of securities, regulate the procedure for registration by registrars of shares that are placed while establishing joint-stock companies (that are not credit organisations), as well as with the use of investment platforms.
 

The Bank of Russia explains that the composition and structure of information in the securities prospectus and the issuer's report are close to international standards under the new rules.
Issuers will use the International Financial Reporting Standards to calculate financial indicators and provide an analysis of factors that have affected the results of financial and economic activities.

The President provided for additional measures of material support for families with children.
Monthly payment in the amount of five thousand roubles for the period from April to June 2020 shall be granted to all families with a child under the age of three.
From June 1, 2020, families with children aged from three to 16 years will be able to receive a lump sum payment equal to ten thousand roubles for each child that has the Russian citizenship.
These payments shall not be taken into account as the family income when providing other measures of social support. For these payments you may apply to the Pension Fund of Russia before October 1, 2020.

The Central Bank re-settled the issues of conducting cash operations with cash foreign currency in authorised banks in Russia with legal entities, individual entrepreneurs and natural persons (customers).

The Board of Directors of the Central Bank of the Russian Federation has reduced the key rate to 5.50% per annum. A gradual decrease in the key rate has been going on since June 2019, braking just once in March 2020.
 

The Ministry of Healthcare of the Russian Federation explained that it recommends suspending routine childhood vaccination throughout the country.
However, each region takes such a decision on its own. If in the region/territory they decide to resume vaccination, then it is necessary:
- to inform the population in advance about the time of vaccination, providing a preliminary appointment for a visit to a medical organisation for immunisation;
- to organise an operating schedule that excludes the accumulation of patients, and provide all the necessary preventive measures.

The entry into force of certain amendments into the Rules for holding exams for driver’s licence which were supposed to be put into operation on October 1, 2020, is postponed till April 1, 2021.
 

Amendments to the Law on the Turnover of Alcohol Products introduce additional requirements for public catering facilities located in apartment houses or on adjacent territories and offering their customers alcohol.
Such services may only be provided by facilities with a service room area of at least 20 square meters. However, regions shall have the right to increase the minimum necessary size of such area hall and even completely prohibit alcohol retailing in such facilities.
 

Timeline of notification by employers of the Pension Fund of Russia of hired and dismissed employees is shortened.
From the moment the decision is published and until December 31, the data is submitted no later than the business day following the date of hiring/dismissal.
Previously, data was submitted once a month.

Amendments to the Code of Administrative Offences of the Russian Federation, providing for an increase in fines for administrative offences in the field of military registration, were introduced. In particular, sanctions have been tightened for those violations that may be committed by employees responsible for conducting military records.

The RF government has approved the Rules for granting subsidies from the federal budget in 2020 to small and medium-sized enterprises operating in the sectors most affected by the spread of coronavirus. The measures are aimed primarily at maintaining employment and wages in April and May.
Recipients of subsidies shall be determined by the main type of economic activity the information on which is contained in the Unified State Register of Legal Entities or the Unified State Register of Individual Businessmen as of March 1, 2020.

From April 17 to November 1, 2020, citizens may apply for a mortgage at a reduced rate of 6.5%. The difference between the market rate and the preferential one shall be recompensed to banks compensates by the state.
The program provides for a number of conditions regarding lending facilities, loan amount, down payment amount, insurance features etc.

Since 2018, an experiment has been conducted on charging tourists with fees for using the resort infrastructure (resort fee) in the Altai, Krasnodar and Stavropol Territories. In the Republic of Crimea, the introduction of the resort fee is scheduled for May 1, 2021.
Since April 24, 2020, it has been established that the law of a constituent entity of the Russian Federation levying a resort fee can not only be stopped, but also suspended on the territory of individual or all municipalities that are part of the experiment.

 The services for granting the right to use software on the basis of a licence agreement shall be exempted from VAT for the agreements concluded in the written form.

 An experiment involved in working with documents in electronic form without duplication on paper (except for work books and electronic information on labor activities) shall be conducted through March 31, 2021.

Employers and employees may participate in the experiment on a voluntary basis. However, it does not apply to remote workers.

 The Supreme Court of the Russian Federation emphasised that recognising spread of the new coronavirus infection as force majeure cannot be universal for all categories of debtors. The type of activity of the debtor and conditions for its implementation, including the region in which the organisation operates, shall be taken into account. Therefore, in a controversial situation, courts shall establish force majeure taking into account the circumstances of a particular case (including the deadline for fulfilling the obligation, the nature of the unfulfilled obligation, the reasonableness and good faith of the debtor, etc.).